Our Mission
We are here to help you feel confident in your financial future. We focus on helping our family of clients build and achieve a steady flow of sustainable, reliable income throughout retirement. An income that helps to provide the flexibility and purpose filled retirement they deserve.
FOUNDING ADVISOR
David Maldonado, CFP®
David Maldonado specializes in helping people reach their retirement goals through the use of innovative retirement strategies and comprehensive retirement services. He has been in the financial services industry since 2012 and takes pride in helping clients achieve a clear financial picture in an effort to create a retirement income they won’t outlive.
As a CERTIFIED FINANCIAL PLANNER™, David understands the importance of ensuring his clients receive all the information they need in order to make decisions that best meet their specific situation. He is a proud graduate of Fordham Preparatory High School and Hunter College, Class of 1999. He is an Investment Adviser Representative and holds a State of New Jersey License for Life, Accident & Health Insurance.
Strategic Alliances
Michael Binger, CFA®
President of Gradient Investments, LLC
Mr. Binger is the President of Gradient Investments. He has been with Gradient Investments since 2012 and has more than 30 years of total investment management experience. Mr. Binger’s prior roles include managing multi-billion dollar investment products for a large institutional asset manager. He graduated with a bachelor’s degree from the University of Minnesota and is a CFA® charterholder. We believe that he brings a depth of market experience that is rare within the industry and has been a featured contributor with several media outlets including CNBC, Fox Business, Barron’s, and The Wall Street Journal.
Jeremey Bryan, CFA®
Senior Portfolio Manager of Gradient Investments, LLC
Mr. Bryan is a Senior Portfolio Manager for Gradient Investments. He has been with Gradient Investments since 2016 and has over 15 years of total investment management experience. Mr. Bryan’s job history includes equity research and portfolio management roles for institutional asset managers in Minneapolis and New York. He has been a frequent contributor to media outlets including CNBC, Fox Business, Reuters, and The Wall Street Journal. Mr. Bryan graduated with a bachelor’s degree from St. Cloud State University, earned an MBA from the University of St. Thomas, and is a CFA® charterholder.
Mariann Montagne, CFA®
Ms. Montagne is a Portfolio Manager for Gradient Investments. She has been with Gradient Investments since 2014 and has more than 25 years of total investment management experience. Ms. Montagne’s prior roles include equity analysis for institutional fund managers as well as a senior investment analyst position for a $500M registered investment advisor. She is a frequent contributor to media outlets, including CNBC, Fox Business, Bloomberg, and Barron’s. Ms. Montagne graduated with a bachelor’s degree from the University of Detroit and is a CFA® charterholder.
The following links are provided as a courtesy. These links will take you to 3rd party sites for the purpose of verifying the status of my license and credentials. These should not be considered an endorsement of me. The logos and seals are owned by their respective entities and are in no way affiliated with Income Harbor, LLC or David Maldonado.
